Friday, December 14, 2012

Last.fm Radio to start charging for service, shut down in some countries in 2013

Lastfm Radio to start charging for service, shut down in some countries in 2013

Last.fm's internet-based radio goods have had a pretty good run, but, unfortunately, early next year the service will make some significant changes to its overall business structure that may not be for the best. For starters, the Last.fm Radio desktop client is set to go paid-only (as it is in other countries) here in the US, United Kingdom and Germany, while the outfit's online radio services will cease to exist elsewhere -- save for places such as Canada, Australia, New Zealand and Brazil. The aforementioned changes are going to take place starting January 15th, 2013, so, for those affected, there's still some time to prepare in case there's a plan to take your listening experience to a different place on the web.

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Source: Last.fm

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Personal Bankruptcy Tips You Must Not Ignore | Siben & Siben Long ...

TIP! The only way to start improving your credit after bankruptcy is to open a new line of credit. That can be hard with poor credit, but a viable option is a secured credit card.

Is your financial situation bad and you think the only solution is bankruptcy? You don?t have to feel alone in this. Many individuals have turned to bankruptcy as a means of finding relief from financial hardship. You are going to be given advice in this article that will help ensure the bankruptcy process goes properly.

TIP! Think carefully about which kind of bankruptcy will work best for you. There are a few different kinds of bankruptcy to consider.

Think about finding an additional job. Rather than filing a bankruptcy petition, speak with your creditors and let them know you want to make gradual payments over time. They will often work with you so you do not have to file.

TIP! If you are facing a looming tax debt, don?t think that bankruptcy can be your savior. It is not unheard of for individuals to pay their tax bill with their credit card and subsequently file for bankruptcy protection.

About two months after you?ve done bankruptcy, you can get copies of your various credit reports from the three agencies. It is important to make sure the report reflects your debts as satisfied and that any accounts you closed are noted. If you find any errors, contact the credit reporting agency to get them fixed immediately for the sake of your credit rating.

TIP! Filing for bankruptcy is not recommended when you have income more than your debts. Bankruptcy may seem to be the easy way out, but your credit report will show the scar for the next ten years.

You can avoid bankruptcy by paying your creditors on time and paying a little more than the minimum amount. Some people assume that making only minimum payments is the easy route, but doing so can cause a person to become controlled by debt too easily.

TIP! Don?t use a credit card to pay off your taxes before filing for bankruptcy. In some places the debt can not be discharged, and you may still need to pay the IRS afterward.

If there is an error and your bankruptcy claim is closed, it is possible to file again. This should be done within a month after filing, as automatic stay expires after this. It?s possible to get an extended stay if you can convince the judge that your error was not unreasonable.

TIP! The primary catalyst for filing personal bankruptcy is having a large amount of debt that can?t be readily repaid. If you?re in this situation, learn about the laws where you live.

Take the time to make a complete list of your debts. This will be the basis for your bankruptcy filing, so make sure you include all the debts you are aware of. Remember to go through all of your records and try to determine the exact amount. Don?t speed through this step; to get the correct sums discharged, it behooves you to get the amounts correct.

TIP! If you are in a situation that may result in bankruptcy, you will probably have a lot of contact with creditors. Be sure to ask for written documents detailing any agreements you make.

Be sure you have no other choice but to seek bankruptcy. You may be able to manager gets more easily by consolidating them. Declaring bankruptcy is a very involved process that can cause a good deal of anxiety. Credit will be much harder for you to come by after you file for bankruptcy. Personal bankruptcy should be undertaken as a last resort when no other workable options are available to you.

TIP! No good will come of trying to conceal your assets or your liabilities in the bankruptcy process; you want to be scrupulously honest when you declare bankruptcy. Whomever you plan to use should know a lot about the finances that you have, both the good and the bad.

It is important to file bankruptcy before its too late. It is a mistake to ignore your financial troubles, hoping they will go away on their own. Debt can snowball very fast, and by ignoring it, you increase the chances of worse problems, such as foreclosure and wage garnishments. As soon as you?ve decided that you no longer have a handle on your debts, consult a bankruptcy lawyer to see if bankruptcy is right for you.

TIP! Choose your bankruptcy attorney carefully. A lot of rookie lawyers get their start in bankruptcy law.

If you are going to be filing for bankruptcy, think about filing Chapter 13. In most states, Chapter 13 bankruptcy law stipulates that you must have under $250,000 of unsecured debt and a steady income. You can keep personal possessions, as well as real estate, while paying into a debt consolidation system. Such plans generally take between 3 and 5 years to complete, at which point. a discharge will be granted. Remember that if you even miss one payment that?s due under this plan, the court could dismiss the whole case.

TIP! It?s a good idea to meet with a number of bankruptcy lawyers before settling upon one. The majority of them offer free initial consultations.

As stated in the article above, bankruptcy is a common way for many people to alleviate their troubled financial situation. Yet one thing you have that others who file do not is the information from this article. Apply the preceding advice in order to facilitate a seamless bankruptcy case.

Source: http://www.sibensiben.com/long-island-injury-lawyer-blog/long-island-bankruptcy-lawyer/personal-bankruptcy-tips-you-must-not-ignore-7

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Source: http://harrington42.typepad.com/blog/2012/12/personal-bankruptcy-tips-you-must-not-ignore-siben-siben-long.html

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The Optimus G by LG with Q Slide

This video was brought to by the good folks at LG. Be sure to watch the video above to learn more about the Optimus G and its awesome Q Slide functionality.  To learn more, click here

Source: http://feedproxy.google.com/~r/androidcentral/~3/LIwpwPRT-6Q/story01.htm

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After Sandy, NYC eyes moving power gear higher

FILE - This Monday, Oct. 29, 2012 file photo shows flooding in the streets around a Con Edison substation as the East River overflows into the Dumbo section of Brooklyn in New York during Superstorm Sandy. Con Ed says it is eyeing possible reconstruction of electrical substations that sit in flood zones, although a complete overhaul would be costly: Maybe as much as $800 million. (AP Photo/Bebeto Matthews, File)

FILE - This Monday, Oct. 29, 2012 file photo shows flooding in the streets around a Con Edison substation as the East River overflows into the Dumbo section of Brooklyn in New York during Superstorm Sandy. Con Ed says it is eyeing possible reconstruction of electrical substations that sit in flood zones, although a complete overhaul would be costly: Maybe as much as $800 million. (AP Photo/Bebeto Matthews, File)

FILE - This May 22, 2006 file photo shows 7 World Trade Center, right, at ground zero at dusk, Monday, May 22, 2006, in New York. The electrical equipment in the Consolidated Edison substation located in the structure?s ground level, sat just high enough to stay mostly dry, allowing the lights in Manhattan?s waterfront Battery Park City neighborhood to stay on, while streets for miles around were dark during Superstorm Sandy. (AP Photo/Kathy Willens, File)

FILE - This Monday, Oct. 29, 2012 file photo shows Consolidated Edision partially submerged on 14th Street near the ConEd power plant in New York. After a gigantic wall of water defied elaborate planning and swamped underground electrical equipment at a Consolidated Edison substation in Manhattan's East Village, about 250,000 lower Manhattan customers were left without power. Con Ed says it is eyeing possible reconstruction of electrical substations that sit in flood zones, although a complete overhaul would be costly: Maybe as much as $800 million. (AP Photo/John Minchillo, File)

FILE - In this Friday, Nov. 23, 2012 file photo, chief engineer Mike Lahm walks through the pump room as he shows journalists the basement of 120 Wall Street, a 34-story skyscraper in downtown New York. The basement was totally submerged during Superstorm Sandy but the building was up and running by mid-November. Now 120 Wall Street and other buildings must consider an even bigger, more expensive job: Moving critical infrastructure to higher floors or even roofs. (AP Photo/Tina Fineberg, File)

(AP) ? A major push is on to move New York City's electrical infrastructure to higher ground or upper floors after Superstorm Sandy sent seawater pouring into low-lying substations and skyscraper basements and plunged half of Manhattan into darkness for four days.

The effort, likely to be enormously costly, will center partly on two old weaknesses brought into sharp relief by the surge: power distribution stations built just yards from the water's edge, and electrical components located in vulnerable basements.

Ever since Thomas Edison built the world's first central power station in a Manhattan seaport district in 1882, central elements of the island's electrical infrastructure have been located along the waterfront. Ten of Con Edison's 101 transmission and distribution substations sit in flood zones.

And in skyscrapers built within a fisherman's cast of the sea, transformers, circuit panels and other electrical components are almost always in the basement, where they are sitting ducks in any flood. About 250 big buildings suffered enough damage to their basement-level electrical systems during the storm to knock the power out for weeks. Nearly 40 remained without power this week.

Moving all that equipment isn't going to be cheap. Consolidated Edison, the city's main power utility, made a preliminary estimate that it would cost $800 million to rebuild its flood-zone substations in a way that would put sensitive equipment out of the water's reach in a storm like Sandy.

Reconfiguring the city's high-rises to move electrical equipment out of vulnerable basement areas will cost many millions of dollars more, and that's just in construction costs. Building owners will also lose large amounts of revenue when rentable floors are converted into mechanical space.

In the past, maybe all of those costs would have been considered prohibitive, but Sandy ? coming on top of years of warnings about global warming and the threat of rising seas ? changed a lot of minds.

Gov. Andrew Cuomo recently asked Congress for $2.7 billion to help pay for statewide improvements in energy infrastructure.

Numerous skyscraper owners in the financial district and other waterfront areas have already begun moving as much electrical infrastructure as they can out of basements to avoid a repeat of the damage, said Steven Spinola, president of the Real Estate Board of New York.

"It's not even a question anymore," he said.

Yes, the lost rent revenue will hurt, Spinola said. But not as much as having a building knocked out of service and tenants with hundreds of employees displaced for weeks or months.

"There is no doubt in anyone's mind that I have spoken to," Spinola said. "They don't want to have to go through this again."

There is also already talk, he said, about changing building codes and zoning rules in ways that might make it easier to move certain equipment all the way to the roof, in buildings where there is now insufficient space on lower floors.

Richard Lambeck, a clinical associate professor in construction methods and technology at the NYU Schack Institute of Real Estate, said there might be ways to design watertight vaults for electrical transformers, although he noted that encasing that equipment would pose a ventilation challenge.

Engineers at Con Ed began examining the system's vulnerability almost immediately after the crisis phase of the recovery began to wane, Miksad said.

Even before the storm, the utility had resolved that any new substations would be elevated enough to be untouched in either a Category 2 hurricane or the type of flood the Federal Emergency Management Agency expects to occur only once every 100 years.

It isn't clear yet whether older stations in flood zones should be rebuilt to also raise them out of the flood zone, said John Miksad, Con Ed's vice president of electric operations.

The utility is still studying the issue. But even if they are not, some key components could be raised on platforms, or surrounded by higher flood barriers to offer better protection.

In one of the more dramatic developments of the storm, the flood barriers at a key substation on the East River proved to be a few feet too short. Water cascaded into the station, causing an electrical arc that lit up the sky and plunged a huge part of Manhattan into darkness.

Meanwhile, the equipment in a new substation built on the ground level of 7 World Trade Center, one of the towers reconstructed after the 9/11 attacks, sat just high enough to stay mostly dry. That allowed the lights in Manhattan's waterfront Battery Park City neighborhood to stay on, while streets for miles around were dark.

Con Ed pledged Thursday to spend at least $250 million on short-term improvements at its facilities, such as installing better flood barriers and pumps.

The utility is also looking at reconfiguring its electrical networks so neighborhoods in flood zones can be isolated from the rest of the city, Miksad said. That would prevent flood-related blackouts from extending to dry sections of town, as they did during Sandy.

Much of New York's power distribution system is already underground, sealed off in cables designed to be fully submersible. The bigger problem in major storms is usually the overhead wires that still serve the more suburban and coastal sections of the city.

City officials have talked for years about burying those lines to protect them from the wind, but Miksad said Con Ed estimated the citywide cost at $60 billion.

Huge swaths of Long Island and New Jersey also lost power during the storm, due to the vulnerability of overhead power lines, but there has been little serious discussion of burying them in either state due to the high cost.

Other types of upgrades, though, are getting a closer look.

The New Jersey utility PSE&G is evaluating whether it can build better flood defenses into substations in tidal areas. Of the 294 switching stations and substations on its system, 108 were affected by the storm surge, with some taking on four to eight feet of water, according to the company.

The utility says it also might be able to shorten the duration of outages by installing "smart meters" that can pinpoint which customers have lost power. Right now, it relies on phone reports. Installing the meters just in PSE&G's coverage area could cost $600 million, which has caused some ratepayer advocates to question whether they would be worth the expense.

New York Mayor Michael Bloomberg said in a speech Thursday that his administration would independently assess what it would take to make the electrical system, and other vital networks ? such as natural gas, phone and cable ? capable of withstanding at least a Category 2 hurricane.

"No matter what we do, the tides will continue to come in, and so we have to make our city more resilient in other ways, especially when it comes to our critical infrastructure," he said.

But he also noted that the city's resources for those modernization projects aren't unlimited.

"We have to live in the real world and make tough decisions based on the costs and benefits of risk-avoidance investments," Bloomberg said. "Saying we're going to spend whatever it takes just is not realistic."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-12-12-Superstorm-Vulnerable%20Grid/id-0ba097aa1519422ea561598a04d5a31d

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Thursday, December 13, 2012

Mourners gather at funeral for Chiefs' Belcher

By RACHEL COHEN

AP Sports Writer

Associated Press Sports

updated 8:22 p.m. ET Dec. 12, 2012

DIX HILLS, N.Y. (AP) - Jovan Belcher was remembered Wednesday for the accomplishments of a life that ended so suddenly and violently.

Several hundred mourners gathered for the Kansas City Chiefs linebacker's funeral near his hometown on Long Island. The 25-year-old Belcher shot and killed his girlfriend on Dec. 1, then drove to the Chiefs' practice facility and committed suicide in front of team officials.

At Upper Room Christian Church on Wednesday, relatives wore black - and red, the Chiefs' color. Pastor Dawn Mixon shared that Belcher's mother, Cheryl Shepherd, described him as a "humble, kind young man." He had a soft spot for children and loved cartoons.

"We may not understand the reasons why we are here or understand what caused this tragedy," Mixon said.

At a celebration of Belcher's life, there were hints of the way it ended. A photo slide show played on a large screen above the stage, with images from Belcher's childhood through his football careers at nearby West Babylon High School and the University of Maine.

Then appeared the words "In loving memory of" Belcher and Kasandra Perkins, the mother of his 3-month-old daughter. After a series of pictures of Perkins and baby Zoey came the message, "Keep this little girl in your prayers."

"The legacy we pass on to her will be good," said his uncle, Davin Miles.

Next to an open casket were collages of photos and mementos from Belcher's playing career. An array of flowers spelled out W.B. for his high school.

Chiefs players and staff attended a memorial service for Belcher in Kansas City last week. His locker at their practice facility had been left intact after his death - his helmet, pads, laundry and shoes still sitting there the way he left them. As the Chiefs returned from an off day Wednesday, it had finally been cleaned out.

On a Saturday morning, the day before the team's game against the Carolina Panthers, Belcher shot the 22-year-old Perkins multiple times at their home. Police said Belcher and Perkins previously had been arguing.

Belcher then drove to Arrowhead Stadium, where he thanked coach Romeo Crennel and general manager Scott Pioli for all they'd done for him. As police arrived, Belcher slipped behind a car and put the gun to his head.

His path to becoming an NFL starter had been an unlikely one. Belcher did not play in college football's top division, and he wasn't drafted. But he made the Chiefs, becoming a full-time starter in 2010.

Bishop Stephanie Green described Belcher as "a man who did some awesome things - while other young men his age were out hustling, slinging and doing other things, he chose an education."

---

AP Sports Writer Dave Skretta in Kansas City, Mo., contributed to this report.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Rookie of the Year? Try MVP!

Trash Talk: If Johnny Manziel can win the Heisman Trophy as a freshman, why can?t Andrew Luck be considered NFL MVP as a rookie?

Source: http://nbcsports.msnbc.com/id/50182523/ns/sports-nfl/

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Man of Steel Trailer: Super Cool?

Source: http://www.thehollywoodgossip.com/2012/12/man-of-steel-trailer-super-cool/

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AIDS and Cancer Specimen Resource (ACSR) (UM1) - Grants.gov





The synopsis for this grant opportunity is detailed below, following this paragraph. This synopsis contains all of the updates to this document that have been posted as of 12/12/2012 . If updates have been made to the opportunity synopsis, update information is provided below the synopsis.

If you would like to receive notifications of changes to the grant opportunity click send me change notification emails . The only thing you need to provide for this service is your email address. No other information is requested.

Any inconsistency between the original printed document and the disk or electronic document shall be resolved by giving precedence to the printed document.

Document Type: Grants Notice
Funding Opportunity Number: RFA-CA-13-005
Opportunity Category: Discretionary
Posted Date: Dec 12, 2012
Creation Date: Dec 12, 2012
Original Closing Date for Applications: Feb 14, 2013 ??
Current Closing Date for Applications: Feb 14, 2013 ??
Archive Date: Mar 17, 2013
Funding Instrument Type: Cooperative Agreement
Category of Funding Activity: Education
Health
Category Explanation:
Expected Number of Awards: 1
Estimated Total Program Funding: $3,900,000
Award Ceiling:
Award Floor:
CFDA Number(s): 93.393 ?--? Cancer Cause and Prevention Research
93.394 ?--? Cancer Detection and Diagnosis Research
93.395 ?--? Cancer Treatment Research
93.396 ?--? Cancer Biology Research
93.399 ?--? Cancer Control
Cost Sharing or Matching Requirement: No

Eligible Applicants

State governments
County governments
Public and State controlled institutions of higher education
Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education
Nonprofits that do not have a 501(c)(3) status with the IRS, other than institutions of higher education
Private institutions of higher education
For profit organizations other than small businesses
Small businesses
Others (see text field entitled "Additional Information on Eligibility" for clarification)
?

Additional Information on Eligibility:

Other Eligible Applicants include the following: Alaska Native and Native Hawaiian Serving Institutions; Asian American Native American Pacific Islander Serving Institutions (AANAPISISs); Eligible Agencies of the Federal Government; Hispanic-serving Institutions; Historically Black Colleges and Universities (HBCUs); Non-domestic (non-U.S.) Entities (Foreign Organizations); Tribally Controlled Colleges and Universities (TCCUs) ; U.S. Territory or Possession; Non-domestic (non-U.S.) Entities (Foreign Institutions) are eligible to apply. Non-domestic (non-U.S.) components of U.S. Organizations are eligible to apply. Foreign components, as defined in the NIH Grants Policy Statement, are allowed.

Agency Name

National Institutes of Health

Description

In this Funding Opportunity Announcement (FOA), the National Cancer Institute (NCI) is seeking applications for the AIDS and Cancer Specimen Resource (ACSR). The primary objective of the ACSR will be to acquire, store and equitably distribute tumor tissues, biological fluids and associated demographic data from patients with HIV-associated malignancies. In addition, the ACSR will serve and support biorepository banking activities for the AIDS Malignancy Clinical Trials Consortium (AMC). The AMC is an NCI funded, multicenter clinical trials group that performs clinical trials research in the treatment and prevention of HIV-associated malignancies. Due to the changing HIV epidemic and recent estimates of the associated malignancy trends, applicants are encouraged to focus their efforts in acquiring high priority collections that would include: 1) biospecimens with associated clinical, pathological, diagnostic, and demographic data; 2) fresh frozen biospecimens that are suitable for comprehensive molecular and genomic analyses; 3) biospecimens collected with informed consent acceptable for high level future use for deep sequencing and genome wide association studies; 4) biospecimens representing non-AIDS defining cancers (NADCs); and 5) biospecimens from the developing world, especially Sub-Saharan Africa.

Link to Additional Information

http://grants.nih.gov/grants/guide/rfa-files/RFA-CA-13-005.html

If you have difficulty accessing the full announcement electronically, please contact:

NIH OER Webmaster
FBOWebmaster@OD.NIH.GOV
If you have any problems linking to this funding announcement, please contact the NIH OER Webmaster

Synopsis Modification History

There are currently no modifications for this opportunity.

?

Source: http://www.grants.gov/search/search.do?mode=VIEW&oppId=210673

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